Point noted, but this sort of thing where a suggestion of the customer is actually useful and taken into consideration happens more often than you think/ claim to suggest because even if people are experts in domain knowledge, they can have radically different perspectives.
To be dismissive of ALL opinion is too elitist for my taking.
这不很正常？这论坛里隔一个杀一个都不冤枉 
有点保守了。 杀3个隔一个 差不多
yup! everyone here is costing more money for the bank.
(and that is the whole point of this forum)
Leida disagrees lol, kinda funny tbh
Well, Amazon and other partners are like screw you, curb the shit, or I’ll move to AMEX…
it is not elitist.
maybe you heard of this saying before, “idea is cheap; execution is everything”
so it is not customer’ opinion is not useful. some of them are useful, but often there is no way to execute it correctly and (even harder) properly.
idea/opinion is cheap. something that can easily execute, with tangible ROI, and the proper function to execute is priceless.
两位讲的都有道理。为啥要用英语呢，读着好累 
虽然读着读着也有这个疑惑，但转念一想这毕竟美卡论坛，suppose 讲英文 全英文，全中文，夹来夹去，怎样表达清楚怎样来。（歪了。。
论坛里chase杀全家的理由我见过zelle，wire，存现，多张副卡。跟cycling相比哪个对于银行来说更risky 仁者见仁了。
cl是根据annual income 定的，cycling会被所有银行mark as不正常，加之chase的g点低，直接就杀了（同理虽然amex没有cl，一个billing cycle内数额巨大，无论中间你还过几次钱也会被盯上做financial review）
插一条，credit line usage都是扣信用分的理由，更别说cycling了。刚来美国搞的boa 321只有2k5的line，上个月刷了1k多，用度40%多，在credit journey扣了14分我真是笑呵呵了
刚来美国上研究生的时候得到了BoA travel rewards 只有$1k credit line 经常买东西买着就不够了 还一些ji接着刷……原来这也是credit limit cycling…
上学的时候没觉得有啥 毕业旅行要去租车结果发现deposit都不够 现场打电话给BoA increased credit line to: $2k. orz
How could someone raise their eyeballs?
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