买了就即刻用，别存卡了，现在危险系数大 
你这帖子是想说什么吗？
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现在就用掉
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你没看卡上写着visa四个字吗
visa不是通道商吗
牛仔哥别水论坛了。Chatting with Charlie又更新了。
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那是啥？
Giftcards.com的eVGC是pathward issue的，也就是metabank，你不知道吗？
确实是个小银行啊……
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那不如别玩VGC了
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说的很有道理。VGC不是银行存款，所以我的理解是没有FDIC保险。万一发行该VGC的银行倒闭了，政府是不会给VGC兜底的。
至于如何能花尽花，可以考虑提前支付水电费账单，Costco shop card，或者是其他non category spend。
该玩玩啊。楼主只是提醒大家，不要留手里太久。没什么问题吧？
建议先做一下research
以下节选自MetaBank Visa Gift Card Cardholder Agreement
- ABOUT YOUR CARD
The Card is a prepaid Card loaded with a specific amount of funds, redeemable to buy goods and services anywhere Visa debit cards are accepted in the United States. You may not load additional funds to the Card. The Card is NOT a credit Card. The Card is not a checking account or connected in any way to any account other than a stored value account where your funds are held. You will not receive any interest on the funds in your Card account. If you have registered your Card, the funds in your Card account will be insured by the Federal Deposit Insurance Corporation (“FDIC”), subject to applicable limitations and restrictions of such insurance. You may register your Card by visiting the Website at www.giftcardmall.com/mygift or calling the Customer Service Number.
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谢谢澄清