我自己的经历就是我做学生的时候，banker骗我说有开户奖励，我就开了，按照要求直接在银行里就存钱了。那年月smart phone还不流行，手机不能上网查，只能回家查了。到家打电话给银行，说没有开户奖励。
然后我和亲戚吐槽，亲戚的经历是，去citi branch存现金900，结果给他存进去600，那300被teller吞了。
citi是我在汇丰前用过的最烂的银行，直到遇到汇丰。
所以是要打电话 去开full brokerage account? 而不是self invest 对吗
对的。很麻烦。
在网上申了self invest，隔了4天后给我发邮件，让我打电话去推进，看看明天让他给换个账户。谢谢！
sgov的分红要交税么？
叫联邦税，免州税
请问券商/银行的税表就把sgov分开算么？我今年报去年的税好像分红都放一起算了，也就是也交税了，是最近才知道它不用交州税的，是要自己拿到税表后自己单独算一下么？
需要自己算
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谢谢分享
好麻烦啊 
别的brokerage 网上就能填的东西就得在电话里弄
这电话一个小时，填完表还要再等1-2 business day开户
Citigold的200rebate收到税单了，你的400应该也会。
这。。。瞬间不香了 
刚看了一下2023年的税表，没看见啊。你的是2023年的还是2024年的？今年还没过去呢，你就收到税表了？是在哪个section？1099INT 还是 1099DIV？
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- To qualify for the $145 Banking Relationship Annual Credit, the primary cardmember must have an open and current Citi/AAdvantage Executive Card account with an assessed Annual Membership Fee of $450 or $595. The annual fee will vary depending on when you applied for the card. The primary cardmember must also be an owner on a deposit account in the Citigold® Package or Citigold® Relationship Tier on the date your Annual Fee is charged to your Card Account. Existing deposit customers who are not in the Citigold® Package and intend to Up-Tier to the Citigold® Relationship Tier must meet Balance Range requirements for three consecutive months to be Up-Tiered to the Citigold Relationship Tier the first day of month 4. Existing deposit customers who enroll and meet Tier Acceleration requirements can Up-Tier in the next month. All Up-Tiering changes are effective on the first day of the month. The statement credit will be posted to your Card Account within three billing cycles after the date your Annual Fee is charged to your Card Account.
还有免citibike年费，有人搞了吗？要交税吗？
好像报销低于600的话不用交税