旅行保险报销因为covid原定里程票被取消要自费买回国机票吗？

疫情（已关闭） 回国机票
1

旅行保险是covid pandemic爆发前用里程换来回双程票时买的，现在要自套腰包买回程票，是不是应该旅行保险报销？

2

擦，保险公司是老手：

Epidemic A contagious disease that spreads rapidly and widely among the population in an
area and which is recognized as an epidemic by the World Health Organization
(WHO) or Centers for Disease Control and Prevention (CDC).

GENERAL EXCLUSIONS
This section describes the general exclusions applicable to all coverages under your policy. An “exclusion” is
something that is not covered by this insurance policy, and therefore no reimbursement would be available.
…
14. An epidemic;

洗洗睡了

3

发生同样的情况，也想过如此idea。现在看来是不用想了。