BMO Harris Checking Bonus$500/350

RT
好像是public offer
https://www.bmo.com/en-us/main/personal/checking-accounts/digital-offer/?COID=BMOP-08153V-CHKRCDM&ecid=dw-US82325CHK4-KLUM80

" Earn a $500 cash bonusfootnote 11 when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days"

"Checking Offer: Get up to a $500 cash bonus when you open a new BMO Smart Money Checking, BMO
Smart Advantage Checking or BMO Relationship Checking account and have qualifying direct deposits of
salary or other personal income such as a paycheck, pension payment, Social Security payment, or other
government benefits payment electronically deposited into the account from an employer or similar
third party. We reserve the right to request documentation that the direct deposits qualify. Deposits
processed as a debit card credit or via Account to Account or Peer to Peer (e.g. Zelle®, Venmo) transfers
do not qualify.

  1. Get a $350 cash bonus when you open a new Smart Money Checking or Smart Advantage Checking
    account and have a cumulative total of $4,000 in qualifying direct deposits within 90 days of opening.
    OR
  2. Get a $500 cash bonus when you open a new Relationship Checking account and have a cumulative
    total of $7,500 in qualifying direct deposits within 90 days of opening. "

看起来开一个checking, 连个公司的工资DD
一个月后拿$500走人?

不用存满3个月

有坑吗

1 个赞

真的公司的dd的应该不会有坑?

1 个赞

real dd没问题,但是他家有early termination fee如果我没记错

好像checking没有年费
那我钱转走不关就好了

你再看看?

没branch的州可以开吗

倒是没看到early termination有没有费用 没有的话交一个月月费 等效$475也还行?

“Beginning in the third calendar month after your Account is opened or your Account type is changed to a
BMO Relationship Checking Account, we charge this fee on the last day of the statement period if you do not meet
ANY ONE of the waiver requirements listed below:
A. The minimum daily Ledger Balance in this Account is $10,000 or more for the previous calendar month.
B. You have met the $25,000 Monthly Combined Balance for the previous calendar month.
C. You are a client of our employee benefits program, Best of BMO U.S., and have requested the waiver from your
BMO Banker.”

每个月要$10000以上免月费$25

$350奖励的Smart Advantage Checking没有monthly maintenance fee
当然不如直接付$50 Account closing fee

还有个90天内关户的$50 early termination fee
以及bonus是开户第100天到账
银行是精明的
如果钱到了立刻转走的话
等效$425

1 个赞

前两个月不收月费,还可以chat客服refund一次月费。拿到bonus后降级为没年费的checking。

2 个赞

没坑 去年薅了600的 还没出狱呢 :troll:

想起来这bonus还得交一半的税
不鲁也罢 :joy:

申请waive月费的时候需要和客服说什么理由吗 :joy:

开卡两周了还没有收到实体卡,是不是寄丢了啊


官网申请页面进去显示这个…
promo code是他自己自动填的
啥情况 系统崩了? :yaoming:

这是网银被锁了,打电话吧

这家pull chex吗?

好像不让网申了,大家也是这样吗

我直接说的,没扯理由,语气客气点,先多夸夸客服
’能否帮忙豁免一次月费’