US Bank Biz Checking 400-900 bonus 1/15 截止 CC 3000

嗯。也找不到了。开的gold。收月费

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刚开了essential,应该没有年费,就是感觉问的问题比之前多了

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这个保留60天 Maintain at least $25,000 balance for 60 days after account opening,是说开户日第0-60天日均余额25000,还是从转入日开始只要存够60天就行,比如第15天-第75天

开户zs

谢谢大佬,如果开户就算,daily balance 25000做不到啊,chase push 2-3天才能进去

0-30天存入25k, 然后保持到开户第60天就行

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Average balance

  • U.S. Bank looks at your daily collected balance each day during the statement cycle.

  • They add up the collected balance for each day, then divide by the number of days in the cycle.

Formula (simplified):

(Sum of daily collected balances) ÷ (number of days in the month)

What you must do to waive the $30 fee

To waive the monthly maintenance fee:

  • Your average collected balance must be $25,000 or more for that statement period.

Example scenarios

Scenario A – Fee waived

  • You keep $25,000 in the account every day of the month
    → Average = $25,000
    → Fee waived :white_check_mark:

Scenario B – Fee still waived

  • First 15 days: $30,000

  • Last 15 days: $20,000

Average = (15×30,000 + 15×20,000) ÷ 30 = $25,000
→ Fee waived :white_check_mark:

我犯了同样的错误 :joy: ,你后来怎么样,重新申请了吗

貌似有这样的term,如果严格实行的话就没戏了:Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.

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没有再申请 关了。

same

草开了Platinum biz checking忘了要降级收了三个月的fee :melting_face:
有最近降级后再多开(1 checking + 2 saving) 的DP吗?

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申请过了business essential, 但是这好像没有给我额外加两个saving的选项
之前申请要月费那个就有给 :thinking:

现在没有这个选项了,选免月费saving只能加另外两个要月费的checking

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刚开了2户 坐等bonus了

有zszs

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