Visa 将允许一张 physical card 连接到多个不同的银行账户

The biggest change coming for Americans will be the ability for banks to issue one physical payment card that will be connected to multiple bank accounts. That means no more carrying, for example, a Bank of America or Chase debit card as well as their respective credit cards in a physical wallet. Americans will be able to set criteria with their bank — such as having all purchases below $100 or with a certain merchant applied to the debit card, while other purchases go on the credit card.

泥潭标准问题:有什么可薅的 :troll: 能根据 category 选卡吗

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我还以为是签证

看IT本事了。前端感觉并不容易做

想起了这辈子不知道啥是签证的米国人提起 visa 默认是银行卡 :cry:

感觉以后会是每家银行都自带一个curve,一个人在一家银行就一张卡,刷完后再指定charge到哪个账户上

我認識很多大陸朋友叫信用卡叫visa :thinking:

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撸點是以後商家怎麼判定你這是什麼卡?很多地方debit credit有不同fees :yizhiyan:

这个是 Visa 允许,银行又不会允许。至少大银行不会搞这个,大银行也不会跟小银行合作

利好fluz

怪不得curve搞不定visa

人家自己搞

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最好我chase以后能自动分配到什么卡 :yaoming:

这样感觉复杂度太高了,对普通客户,特别是上了年纪的,肯定还是一张卡对应一个账户简单明了

几张卡之间咋切换?别告诉我用app :yaoming:

我的理解是设置好后可以默认消费全部走哪张卡,然后给你post后一周的时间选走哪个账户,又或者他相当支付宝银行卡版。。。

那听起来默认只能是张debit卡,要不VISA承担的风险也太大了 :yaoming:

而且感觉这样的话各家银行也要打起来,又或者只允许一个卡对应一个银行,比如一张卡可以在 csp, chase hyatt,Marriott bondless里面选,然后额度按照所有卡累加?

我就不操这个心瞎猜了,我选择观望
反正我现在钱包里卡也不多,就吃饭的CFF和加油的SYW两张,以及若干余额不多的vgc :yaoming:

到時候擼chase offer時
post後自動跑去ritz不就搞笑了

https://www.businesswire.com/news/home/20240515563838/en/

Visa Flexible Credential

The Visa Flexible Credential will allow a single card product to toggle between payment methods, putting the power of choice in the hands of the consumer. Now people can easily set parameters or choose whether they use debit, credit, “pay-in-four” with Buy Now Pay Later or even pay using rewards points. Visa Flexible Credential is live in Asia and will be launching with Affirm later this summer in the U.S.

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昨天好像见过有人发过了

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