近年的新车会上传车主驾驶记录给信报局

https://www.reddit.com/r/Hyundai/comments/1d4e4nn/dear_hyundai_you_just_lost_a_customer_for_life/

简单来说有每天的驾驶里程,次数,急刹,急加速,白天时间,晚上时间
超速key目前还没录入数据

太伟大了信用社会

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难怪买车不让刷卡,原来是怕我们伟大的信用社会dispute :rage:

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Several automakers are currently known to upload driver information to LexisNexis. This practice involves collecting data on driving behavior and sharing it with data brokers, which then provide this information to insurance companies for risk assessment and premium adjustment. Here is a detailed list of car makers and models involved:

  1. General Motors (GM)
  • Models: Various models equipped with OnStar.
  • Data Shared: Information from the OnStar Smart Driver program, including driving behavior such as hard braking and acceleration.
  1. Ford
  • Models: Various models with connected vehicle services.
  • Data Shared: Driving behavior data, but only with explicit consent from the driver. Ford has stated that it does not currently transmit data to LexisNexis or Verisk, though there were exploratory partnerships in the past.
  1. Mitsubishi
  • Models: Various models equipped with connected services.
  • Data Shared: Similar to other automakers, likely involves driving behavior data.
  1. Subaru
  • Models: Vehicles with StarLink.
  • Data Shared: Odometer readings and other data, but only if the customer has opted in.
  1. Acura and Honda
  • Models: Various models with connected services.
  • Data Shared: Driver scoring features similar to GM’s Smart Driver, requiring customer opt-in for data sharing.
  1. Hyundai and Kia
  • Models: Vehicles with telematics systems.
  • Data Shared: Similar driver behavior data, with customer consent required.
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真的还假的…. 可以opt out吗,这样谁敢買

他们这样做有什么incentives吗

我是看到reddit的回复里说很多car maker都在这么做了才去问的gpt,看起来最没科技的偷油獭逃过一劫 :yaoming:

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保险公司会买
这和保险公司提供的plug-in装置差不多一个意思

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GR 烤肉啦 好像也有,可以opt out。

这都是刚开始用手机app的时候可以选的吧?myVW 也能看到这些信息但是可以选要不要使用

保险的折扣要收集的不也是这些数据?你确定没有参与progressive的snapshot之类的计划?
换车不见得有用

网上说有很多时候dealer私自给opt in了,刷某种KPI。

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性质不一样,保险这种是要主动opt in的,和安装设备。

楼主说的大多数人稀里糊涂的被opt in了,自己都不知道。

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myVW 里的选项


please note 有点搞

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屌佢老母
有人知道马之达有这个科技吗

贴个网图,GR烤肉啦,大家无论什么牌子都去检查下setting吧。

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:doge: 我的2008 烤肉啦就没这毛病

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感觉这需要有一定科技的车才有?
家里的audi a5好像都没连app大概不用担心了

本田新车,但低配,app还得每次蓝牙开着的时候连一遍才能登陆,假科技 :yaoming:

突然想到可以gaming system.
找几天会好好开车的时间连上app, 其余时候都不连。 保险会以为你是个perfect driver 给你降保险?
快进到 保险刷分服务

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这是直接车机层面发送data,还是通过手机app哇?

这能解释有些朋友装了保险公司的“smart tech”,保险年费没什么变化吗?