rt
chase csp/hyatt的authorized user 有保flight delay/cancellation吗 amex的副卡好像是有的？
最近收到ritz卡，细读条款发现很多福利对You的定义是：
an individual to whom a covered card account has been issued to
我也没搞清authorized user是否符合这个定义。
尝试添加了一个没要ssn直接寄卡，感觉是都可能没法加到chase protal里…?
看条款啊。我没CSP所以贴个CSR的。
Trip Delay Reimbursement
This benefit provides reimbursement for reasonable expenses incurred by the Covered Traveler during a delay due to a covered reason while on a Trip. This benefit applies if the Covered Traveler’s Common Carrier is delayed for more than six (6) hours or requires an overnight stay. The maximum benefit is $500 per Covered Traveler per Trip.
The Covered Traveler is covered when You charge all or a portion of the cost of the Common Carrier fare to Your Covered Card and/or use redeemable Rewards. Covered Travelers do not need to be traveling with You for benefits to apply.
旅程延误报销
这项福利提供报销，用于被保险旅客在旅程中因可赔付原因造成的延误而产生的合理费用。如果被保险旅客的公共交通工具延误超过六 (6) 小时或需要过夜，则此福利适用。每位被保险旅客每次旅程的最高报销金额为 500 美元。
当您用您的被保险卡支付全部或部分公共交通工具票价和/或使用可兑换的奖励时，被保险旅客将获得保障。被保险旅客无需与您一起旅行即可享受福利。
其中 Covered Traveler 的定义是
被保险旅客
- 您和您的家庭成员
家庭成员
- 配偶或同居伴侣及其父母
- 子女，包括收养子女和继子女
- 法定监护人或被监护人
- 父母，包括继父母
- 兄弟姐妹
- 祖父母和孙子女
- 叔伯舅姨
- 侄子侄女外甥外甥女
- 上述任何人士的配偶或同居伴侣
所以只管主卡人和所有主卡人的亲属。
Yes, CSR does, 至少租车福利保险， 我问过客服。
嗯 确实 可惜 
根据tpg的文章 https://thepointsguy.com/credit-cards/authorized-users-credit-card-travel-insurance/，
authorized user也是能享受到insurance的。