嗯有可能是像楼上说的一样要超一年才能转，我的cash plus是超一年了
不是，是cash plus，我帖子里有提到
huca 我打的第一个客服也说不能转
I talked with a CS rep and he confirmed $100k on investment side (US Bancorp) needed to avoid the fee. The $250k number is total household, which includes bank side (US Bank) assets.
感谢分享！这张卡一下子变得非常非常有吸引力了。不知道是否能像Merrill那样开joint account一家人享受加成
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看这个帖子DP是可以的
https://www.reddit.com/r/CreditCards/comments/1gs03xp/the_little_things_about_us_bank/
Joint saving account balance can be used to boost both owners’ credit card bonus tiers. For example, if you have a joint savings account that has $100,000 balance, and both owners apply their own Smartly credit card, both cards will get 4% CB. I spoke with a CSR who confirmed this.
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那就真的完美了。现在唯一的担心是这张卡用不了多久就被薅秃噜皮了，然后改福利
目前看起来最大的问题是额度不够
雪上加霜的是别人额度足够+自己额度不够 
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转卡的话额度会变吗？申请新卡后一年后才能转卡吗？
不然不是可以搞一张有开卡且额度大方的新卡，然后转过去？
太妙了，无限额度4%整个互联网免费帮它打广告。然后严格控制信用卡额度以免被撸秃。高明！
还好没申 转了一张32k cl的卡过去
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这种事情，电话客服大多是不懂的，还没有chat靠谱，坐等DP
只有uar和cash+ 舍不得转卡 直接申请又太亏了 何况万一给500cl基本就是废卡一张
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一样，我考虑cash+提一下credit line，然后转
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因为刚批了UAR，这个被拒了。电话recon说不处理，转卡也不行。要改天再打一回么？
他家Saving费用条款是这样的：
A Bank Smartly Savings account is a relationship savings account with competitive rates that grow as your balances grow.
The monthly maintenance fee is $5 and is waived if an account owner is the owner of a qualifying product (Bank Smartly Checking account, Safe Debit account, or Bank Smartly Visa Card), or if one of the account owners is a minor (age 17 or younger).
The minimum balance for opening a Bank Smartly Savings account is $25.
这是不是说不需要checking account，只需要这张卡就可以免去Saving 的月费了？
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是的，有信用卡就行
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何必呢，连续开渣行的卡
US Bank 的busniess卡（比如triple cash）可以转吗？
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USbank有转卡后悔期吗？能不能转卡-交税-转回UAR？