这要是能内部互转，smartly可以转UAR上everything 6%了 
严格来说 这个不一定是关于UAR的吧（还是说题目不太一样？）
我只有他家Debit card 也收到了survey 有同样的关于转点/付费权益/喜欢的三个转点伙伴的问题
通用模版而已，smartly也收到同样问题，都散了吧
是这样的。大部分烂分都不值1.5cpp，所以才显得uar这么神，等到失去了才追悔莫及。值钱的几个比如hyatt，aa早在本坛被反复认证了。
Reserve 维持现况才是最好的
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Triple Cash也收到了一样的问题
https://www.reddit.com/r/CreditCards/s/mpBj6zkX5h
reddit上也有讨论这个调查，大家都很担心这产品要变成coupon book
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为啥会变成coupon book？意思是会把报销改成coupon？这个我倒是不太担心，最怕就是电子钱包支付无限4.5% 没了。
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不用担心，USB他家的IT没能力handle coupon book 
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他们家目前就只能一个人一个coupon book，都无法区分信用卡。也就比BoA好一点
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最近做了个UAR的survey，其中有几个问题还挺有趣的，不知道后续USB有啥计划，根据论坛的帖子，我以为UAR是不打算更新了的
关于转点功能
How important is it to have the ability to transfer rewards points? Transferring your points means moving your reward points from one credit card to another or to travel partners such as hotels or airlines.
If you could transfer your reward points to use at any merchant or brand to use for purchases/expenses, what would it be? Please use the boxes below to name your top three and be specific so we can be sure to understand.
关于福利收附加费（这里指返点之外的monetary /TSA PreCheck报销etc 和non-monetary福利/延长保修etc）
Pretend that you had the ability to select which card benefits were included on your card for a small fee. You could choose which benefits make the most sense based on your needs or spending habits and change (or cancel) them as your needs/spending habits change.
关于加密货币和投资账户
How interested are you in holding cryptocurrency?
How willing are you to switch your banking relationship (move your checking and/or savings account) to a bank because of a credit card offer that appealed to you?
How interested would you be in opening an investment account with the bank issuing that credit card if you received accelerated rewards opportunities?
建议合并
顺带一提，不仅仅是UAR，别的卡也都有收到survey。我就收到了smartly v1的surbey
复议 钛金起来吧
现在看来早有预谋