Wealthsimple 半年以內在境外用問題不大，長期的話就會變成貔貅帳戶不能交易，或者被關戶
他們貌似查得挺仔細的，網上也有境外長期使用被要求轉成休眠帳戶或者關戶的 dp
Reddit 上也經常有人討論這個（關鍵詞 residency, outside Canada 之類），比較長的是這個帖子 https://www.reddit.com/r/Wealthsimple/s/sQ7vI8pclh
以下摘自 Welathsimple 網站 FAQ
Eligibility requirements to open an account with Wealthsimple - Residency
Wealthsimple isn’t licensed to hold accounts for individuals living outside of Canada, including Canadian citizens living abroad.
Accessing your Wealthsimple app and accounts while travelling
If your residency status changes, please contact us. We’ll work with you to update your account accordingly, which may include closing it if necessary.
Why did Welathsimple permanently close my account? - Common myths about account closures
Generally, you can access your Wealthsimple app and accounts while travelling internationally or through a VPN. Per Canadian Investment Regulatory Organization guidelines, residency status is based on where you live, not on the location of your logins. If you move outside Canada, please contact us as required by our account agreement. We’ll work with you to update your account accordingly, which may include closing it if necessary.
这卡用在没multiplier的地方我为什么不直接debit卡冲 snaplii的 vgc 在googlepay tap呢 
