SoFi savings 4.0% APY for 6 months (targeted?)

今天收到 SoFi 的邮件:

1. Make a single deposit of $1,500 or more. SoFi must receive the deposit by 5/1/26 for it to be eligible.
2. Enjoy a boost of 0.70% APY on your savings for up to six months when you maintain Eligible Direct Deposit2 (or deposit $5,000 every 31 days).

我上个月新开的户也有这个 享受中

SoFi 的一大优势是它与多家银行合作,FDIC insurance 总额 AS HIGH AS $3M。

https://www.sofi.com/banking/fdic/#:\~:text=SoFi%20partners%20with%20multiple%20banks,to%20%243M%20of%20coverage

SoFi partners with multiple banks to provide the best benefits to our members. By enrolling, you can increase your access to FDIC insurance from the standard $250K of FDIC coverage to up to $3M of coverage. This works the same way it would if you manually opened accounts with different banks. We just do it seamlessly and automatically and you can still access all your cash through SoFi. It is important that you maintain awareness of any deposits you might maintain at one of the other participating banks as this may affect your coverage with that participating bank.