银行账户三部曲之一:开户奖励-开一贴记录一下撸过的银行账户以及一些经验

好像是交一点钱就可以成为organization会员,

不过这个得绑定12个月,如果要拿400的话,这个人的回复很详细,

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I don’t think anyone noticed this. The reward is structured as follows:

$100 for opening a high-yield checking and having $100 in the account for all of April. This is a no-brainer.
$100 for opening a high-yield savings and having $1000 in the account for all of April. This is also a no-brainer as it works out to about 216% APY.
$100 for opening a CERTIFICATE OF DEPOSIT (minimum: 12 months and $1000). Their current rate is 4.6% for a 12 month CD. This probably isn’t a bad deal, but it means tying up your money for a year, not a month. So your effective interest rate is 14.6%. For guaranteed money, it’s a good deal, but no where near as good as people are making it out to be.
$100 for having a total of $10k across all three accounts in April. Meaning you’ll want $9000 in your high yield savings in April.

Current rate is 2.7%. Which means, you’re missing out on say 1.5% of interest versus a better bank for one month, which at $9000 is about $11. Still, a pretty good tradeoff for $200 — you’re still up $189 versus a regular high yield savings account — works out to close to 33% APY.

不是会员,会员只是决定能不能开户,是这个bonus eligible的问题

This promotion is for new and existing members of Alliant Credit Union (“Alliant”) who are current or retired employees from one of the many businesses and organizations Alliant partners with in the U.S.

最近有什么带开户奖励的高saving吗

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为啥支票账户会拒

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因为checking account也是有个系统给你记着account数目

你这是关了membership savings啊,所以整个账户都关了啊

它叫The Ultimate Opportunity Savings Account/High-Rate Savings,我看名字就没觉得和membership有什么关系

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如果有一部分钱是一直不让动的,也就是说available balance一直比实际balance少,那这个savings基本就是membership savings了

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那应该不是,我可以完全清零这个账户

Mark一下

提供个DP,12月debit入金,1月取了debit deposit的钱到debit,然后用ACH deposit了点钱,2月取了剩下的到checking, 页面显示有20,但最后没收。

是的,让系统认为你的钱是ACH进去的,因为每个月第一次取是免费的

我看doc里很多说显示收后来不收,就果断取了,被收了:joy: 先取到debit,隔几个小时就ach了。如果每个月第一次取,我这算2次吗?我看有的好像也没先存,直接取,也没扣。:face_exhaling:

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可能不存也没事,我是为了保险才存的。估计只要不同月取就不会收了

大意了:grin:

膜拜一下,没精力这么撸 :joy:

你确认?我也有这个账户,有5块钱不能动,是membership share。当然你关户的时候,这5块钱会退给你,所以你关户的时候,你的账户是会被完全清零的。

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确认的,我先把这个账户清零再申请关的户,因为一般都是不清零关不了,所以特意清零了。Anyway,关都关了,大家以后别关就好了

mark 一下,有时间来仔细研究一下

太费精力

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