最近趁着quest史高申一发，看着Credit Journey/karma都在730左右就没管utilization嗯冲没想到冲失败了 
reasons
Too many requests for credit or opened accounts with us(你是个好人)
Credit card balances are high compared to the age of the accounts(utilization过30%了)
Insufficient installment loan information(你Y的没抵押贷款)
Length of time since newest credit card was opened is too short(9月2号你才刚开的CSP现在又想要了？)
We also used your credit score
Your credit score is a number that reflects information in your credit report, such as whether you pay your bills on time and how much you owe creditors. When this information changes, your credit score also changes.
Scoring system name: Chase Proprietary Score
Source: JPMorgan Chase Bank, N.A.
Date calculated: 09/22/2022
Your credit score: 673
Chase内部的信用分没想到比Credit Journey/karma 之类的低那么多
是不是等多一周过了CSP的一个月和utilization更新上报完成就能再冲了？
