自我评估申请Venture X通过概率：C1 prequalify 总结帖

anon5313652 · 2023 年9 月 10 日 04:00

6/24, 3/12, 1/6而已……

ljmails · 2023 年9 月 10 日 04:02

我也是3/12 1/6

anon3948243 · 2023 年9 月 10 日 04:02

可能主要还是看短期新账户。

我10个账户但是2年内就1个也批了

Martin · 2023 年9 月 10 日 04:50

P2 1/24，近两年只有一个HP，结果是茴字的四种写法

Here are the reasons why we couldn’t match you with an offer:

Based on your credit report from one or more of the agencies below, there have been too many recent inquiries

Based on your credit report from one or more of the agencies below, there have been too many recent credit card inquiries

Based on your credit report from one or more of the agencies below, time since recent inquiry is too short

Based on your credit report from one or more of the agencies below, time since recent credit card inquiry is too short

anon5313652 · 2023 年9 月 10 日 05:09

所以C1的这些理由当成BS就好了

robustalex · 2023 年9 月 10 日 08:04

新鲜dp：平均信用记录4年零4个月，过去2年5HP最近6个月1HP，用Venture X链接pre approve成功，锁了Experian换隔壁黑车链接申请秒批

BTK · 2023 年9 月 10 日 18:41

感觉申请C1完全无望了~

Here are the reasons why we couldn’t match you with an offer:

Based on your credit report from one or more of the agencies below, there have been too many recent inquiries
Based on your credit report from one or more of the agencies below, there are too many revolving accounts
Based on your credit report from one or more of the agencies below, insufficient experience with high lines of credit or credit amounts
Based on your credit report from one or more of the agencies below, there have been too many recent credit card inquiries

anon85670852 · 2023 年9 月 10 日 22:37

等个2年就好了

薅麻了 · 2023 年9 月 10 日 22:40

目前20+张卡，预计30～40张卡左右才能让开卡节奏停下来，还不保证以后会不会一直卡nll的amex卡是不是这张卡就基本不能指望了

sunchy · 2023 年9 月 11 日 01:59

上面这么多人包括lz都过了，很多人都不比你卡少，好好研究下上面的总结和大家的dp，有机会会过的

Noot · 2023 年9 月 11 日 02:23

但是按照c1的习惯，得至少大半年不申卡，感觉对于上面的策略机会成本太大收益不确定性高，几乎不用考虑了

credit_addiction · 2023 年9 月 11 日 02:23

Here are the reasons why we couldn’t match you with an offer:

Based on your credit report from one or more of the agencies below, there are too many revolving accounts
Based on your credit report from one or more of the agencies below, credit card balance(s)
Based on your credit report from one or more of the agencies below, there have been too many recent credit card inquiries
Based on your credit report from one or more of the agencies below, time since opening a credit card is too short

断断续续测了1年多的非X专用prequalify了，因为一直没有显示venture也就没敢上车……
这波黑车链接有点心动个，结果试了下，虽然非X专用的显示是good，但是X专用的是4条拒信……
6/24，3/12，0/6。看来还得憋一阵儿才能解决too many recent credit card inquiries的问题。但是其它的都不好解决……真是惆怅，感觉还是不要在一棵树上吊死了，转投其他家吧

ljmails · 2023 年9 月 11 日 02:25

我都放弃治疗了，等升级offer

credit_addiction · 2023 年9 月 11 日 02:30

爬了一下楼，发现没人跟我这条一样的

这个是代表我的Balance太高还是太低啊，相当困惑……我现在信用总额度大概6W，Balance总额4000。单张CC最高Balance/credit line占比15%左右……感觉C1是觉得我欠的太多？

sunchy · 2023 年9 月 11 日 02:32

这个不好说，一直试着，有机会就上呗。这张卡也对于很多人也并非必备

sunchy · 2023 年9 月 11 日 02:34

你这条不是和zl类似吗

credit_addiction · 2023 年9 月 11 日 02:37

哦哦，你说主贴上的吗？我看你截图显示直接是balance(s) are too high.但是我的后面没有are too high这个……比较困惑

薅麻了 · 2023 年9 月 11 日 03:05

我都刷了小半年了都不给批

我感觉想要批的话主要看两点，一个是平均历史长，三四年什么的，第二个是最近开卡少，一年内三张两年内五六张这样

以我这个开卡节奏感觉有点指望不上了，唉，等我四五十岁老了不玩卡了再开了

sunchy · 2023 年9 月 11 日 03:08

上面总结的太多了，所以不想多说了。平均历史连三四年都达不到，对于C1确实难了点，同意

WackoRabbit · 2023 年9 月 11 日 23:25

VentureOne 也有个专用 preapproval 连结, Get Pre-Approved for a Capital One Credit Card | Capital One
我只有用这个 preapproval 才看得到 VentureOne. (for good credit, no sub), 一般的 preapproval link 只有 QuickSilver, Saviour One and platinum Mastercard