自我评估申请Venture X通过概率：C1 prequalify 总结帖

玩卡 信用卡
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1257

C1的纸质offer只是广告而已

1258

今天又试了一次，最近啥也没申，直接变成了

  • Based on your credit report from one or more of the agencies below, there have been too many recent credit card inquiries
  • Based on your credit report from one or more of the agencies below, time since opening a credit card is too short
  • Based on your credit report from one or more of the agencies below, insufficient revolving account experience
  • Based on your credit report from one or more of the agencies below, insufficient credit card account experience

可见这些原因全都不靠谱，感觉是瞎编的

1259

IMG_1362
IMG_1362750×1334 113 KB

Prequalify了但是要下ihg石膏所以还是再放一段时间吧 :face_holding_back_tears:

1260

有新的hp后下次prequalify不确定啥时候才有了

1 个赞
1261

为什么不全都要 先vx再chase

1262

哈哈哈这也太成年人了
IMG_1363

1263

Prequalify 了 venture和V1，正好最近V有 75K + $250 的offer，于是愉快的拿到了人生第一张C1~

背景如下：

C1
C1528×527 22.9 KB

1 个赞
1264

支持先VX再Chase，Chase申了不批只需要打电话听音乐就行了

1265

这是有43张卡的意思吗:yaoming:

1 个赞
1266

是的 chase老客户闭着眼睛过，而且hp不敏感，c1屁事比较多先申请，完全可以全都要的

1267

没错，卡多了C1就难了

1268

我打开看了一下，也包括贷款啥的，不都是卡:joy:

1269

请问我6/1批的卡，7/19今天还没上信报是怎么回事儿？

1270

C1不是第2个statement时上信报么

1271

capital one 可以转分给陌生人吗？

1272

不知道…

1 个赞
1273

为什么他prequal pull的分数比别的地方低那么多 :joy: 是他家soft pull的算法有问题吗

1274

模型不一样，C1用的应该是一个比较新的FICO模型，至少是FICO9，甚至FICO10

2 个赞
1276

后来不等了，开了Chase两张卡，今天再去试试就显示

  • Based on your credit report from one or more of the agencies below, there have been too many recent inquiries
  • Based on your credit report from one or more of the agencies below, there have been too many recent credit card inquiries
  • Based on your credit report from one or more of the agencies below, time since recent inquiry is too short
  • Based on your credit report from one or more of the agencies below, time since recent credit card inquiry is too short
    看来模型还是更看重近期HP，一旦变化就会体现出来
1277

这个pre- qualify链接授权ssn真的不会有hp吗 :smiling_face_with_tear: