【Offer 已于 4.11 过期】US Bank Smartly Checking Account $600 Bonus [2023MAR] + Swagbucks/MyPoints Bonus

玩卡 银行账户
1

开户后 90 天内，开通网银 + 两笔 DD 可拿 $200/$400/$600 的 bonus.
Promo code: 2023MAR (Valid through April 11, 2023)
Link: https://www.usbank.com/splash/checking/q1-2023-checking-offer.html

To earn up to $600, open a Bank Smartly® Checking account online, in a branch or over the phone with an opening deposit of $25. Then complete the following activities within 90 days:

  • Enroll in the U.S. Bank Mobile App or online banking.
  • Complete two or more direct deposits.

Your bonus is determined by the total amount of your direct deposits:

  • Earn $200 when your direct deposits total $3,000 to $5,999.99.
  • Earn $400 when your direct deposits total $6,000 to $9,999.99.
  • Earn $600 when your direct deposits total $10,000 or more.

Edit:
Swagbucks: 3,500 points
MyPoints: 7,000 points

Edit 2:
免月费的条件 - From: U.S. Bank Smartly Checking Account - Earn Interest, Open Online

Disclosures

  1. Members of the military (requires self disclosure) and customers ages 24 and under and those 65 and over pay no monthly maintenance fee. All others can have it waived by meeting any one of the following criteria:
  • Have combined monthly direct deposits totaling $1,000 or more;
  • or keep a minimum average account balance of $1,500 or more;
  • or hold an eligible U.S. Bank credit card;
  • or qualify for one of the four Smart Rewards® tiers (Primary, Plus, Premium or Pinnacle).

Edit 3:

  • 开户可以用信用卡 fund up to $3,000；不建议刷 Amex，可能会被识别为 cash advance
  • 如果所在州没有 branch，可以尝试先开 brokerage，1 - 2 天后再开 checking；checking 开户后，等几天打给客服把 brokerage 关户即可，应该不会被收 brokerage 的年费，理由可以随便说个“啊我开户前不知道你们家这个账户还有管理费”这种 :yaoming:

Edit 4:
3/1 - 开户
3/8 - Discover Saving DD $3,000
3/13 - Discover Saving DD $7,000
4/10 - $600 奖励到账

30 个赞
2

友情提示：使用state farm开户即使填了promo code也大概率没有bonus

3 个赞
3

是的，下面的 fine print 里面有写：

  • Offer may not be available if you live outside of the U.S. Bank footprint.
  • Offer not available through Alliance partnerships.

State Farm 应该属于是 Alliance partnership

4 个赞
4

现在还是可以用Credit Card funding吗，最多250？

7 个赞
5

1月底开的，不知道可不可以match offer
感觉亏了一个亿:joy:

4 个赞
6

Outside US bank footpring 是说本州必须有branch吗

6 个赞
7

有个普通checking，是之前送400的时候开的，现在还能再开这个么？
他家的fake dd现在有变化么，之前用的discover saving ACH是算作dd的

follow up：原来他家只有这个smartly checking，之前申的就是这个, 所以要2年后才能再申了

4 个赞
8

还没出狱，两年 :joy:

8 个赞
9

wow这是石膏？

2 个赞
10

:+1:
Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.

5 个赞
11

是，可以，最多$250

6 个赞
12

我的州连个 ATM 都没有，网申也过了。

8 个赞
13

网申输入zip code直接不过

5 个赞
14

考虑要不要churn
USB重拿开户bonus周期要多久来着 :yaoming:

4 个赞
15

我在的洲没US BANK 我是先开BUSINESS CHECKING 直接开到 然后再开 SMARTLY CHECKING 同时做两个BONUS 600+500. 能不能拿到BONUS就不清楚了 但是都是官网直接申请的没通过statefarm

3 个赞
16

24个月

3 个赞
17

报一个尴尬的dp，刚用链接开了这个smartly checking，然后用Amex金卡做的$250 deposit，没想到被Amex算作了Cash Withdrawal，开完账户立马收到了Amex 的邮件说"There was a cash withdrawal on your Card" :pensive:

5 个赞
18

正好可以去贡献新 DP 了 :yaoming:

https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/amp/#US_Bank

4 个赞
19

准备上了，哪里有DP 可以fake dd？
有chase，PNC，schwab三家checking

3 个赞
20

你已经是个成熟的白金了，不能再张嘴等着喂饭了:crazy_face:

14 个赞