BoA more rewards day 又来了 2% bonus cashback/2 miles on 11/9/2023

官网解释:Bank of America

Offer Rules: This special offer is available on eligible Bank of America Consumer or Small Business credit card accounts, as further described in the below Offer Rules.

Credit card accounts in rewards programs will earn an additional 2% cash rewards, 2 points, or 2 Miles per $1 spent on the first $2,500 of Purchase transactions, up to a maximum of $50 in cash rewards, 5,000 points, or 5,000 Miles per unique Consumer credit card account or unique Small Business company. Purchase transactions must post to the unique credit card account and have a transaction date of 11/9/2023 ET. Small Business Company level rewards earning: all rewards earned on individual company cards accumulate at the corporate account level. There will be one bonus earn for the company with a maximum of $50 in cash rewards, 5,000 points, or 5,000 Miles. Small Business Individual level rewards earning: rewards earned on each card will accumulate on each individual account. Each individual account may earn one bonus with a maximum of $50 in cash rewards, 5,000 points, or 5,000 Miles. Rewards type is dependent on the credit card account you are using. See your current Program Rules for any rewards program details.

Bank of America Non-Rewards credit card accounts will be issued a statement credit equal to 2% of the first $2,500 of Purchase transactions, up to a maximum of $50 per unique Consumer credit card account or unique Small Business company. Purchase transactions must post to the account and have a transaction date of 11/09/2023 ET. For Consumer credit cards without rewards, the statement credit will generally be applied to your existing balance with the highest APR before being applied to any balances with lower APRs. For Small Business credit cards without rewards, the statement credit will generally be applied to your existing Purchase balance.

Merchants provide the transaction date, which may be on or after the date you authorized the transaction, and before the date the transaction posts to your account. The following transaction types are not purchases and will not count towards this promotional offer: Balance Transfers; Cash Advances; fees and interest charges. Limit one bonus rewards offer per unique credit card account. Allow up to two billing cycles after the promotion ends for the promotional cash rewards, points, Miles, or statement credit to be added to your account. Receipt of this bonus reward does not affect your responsibility to pay your Minimum Payment Due shown on each statement you receive from us. The value of this reward may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such reward. Please consult your tax advisor, as neither we, nor our affiliates, provide tax advice.

Limitations: All of the following conditions are applicable throughout the entire promotional period, which is inclusive of the date the offer begins through the date the promotional cash rewards, points, Miles, or statement credit are fulfilled. Your account must be open and have active charging privileges in order to receive the promotional cash rewards, points, Miles, or statement credit as a result of this offer. Other advertised promotional bonus rewards offers can vary from this promotion and may not be substituted. This offer will not apply to any customer bonus or account opening bonus, nor will you receive the Preferred Rewards bonus on the additional rewards earned. Promotional cash rewards, points, Miles, or statement credits earned as a result of this promotion are incremental of cash rewards, points, Miles, or statement credits earned on purchases through regular use of your card’s rewards program and/or other promotions you may have. Only Purchases that post to your account and appear on your statement with a transaction date of 11/9/2023 ET will qualify. Purchase eligibility is based on transaction(s) occurring on the account from 12:00 am to 11:59 pm Eastern Time (ET) on 11/09/2023. This means that your transaction must occur during the Eastern Time period – not your local time. For example, a transaction that occurs at 11 pm Pacific time on 11/09/2023 would be considered 2 am Eastern Time on 11/10/2023 and therefore will not be eligible for the bonus offer. Merchants can impact when a transaction will appear on your statement if they delay processing of the purchase. Transactions with delayed processing of 90 days or more will not be eligible to be included in the promotional offer.

5 个赞

去年的讨论:BOA More Rewards Day on 11/5 (2% more)

包括很多dp和消费idea

4 个赞

cap 2500就没意思了

1 个赞

是的,就是每张卡最多送50

唯一有点意思的是AS里程刚需的人,5000 AS miles可以有更高价值

1 个赞

有没有办法用机票大法把50套出来?同样金额reversal会claw back额外的cashback吗?

一下子买2500的Costco egc会不会被Costco砍单?

其他category有2500的上限所以撸着不快乐

1%那个没上限准备拿来交房产税了,天杀的county不给paypal bill pay,相当于免个手续费,再配合boa给的低promo apr当个低息贷款了 :yaoming:

去年交的至今还没要回来,显示negative balance但照样寄新帐单……打电话永远占线,得等啥时候有空工作日能去县里办公室再看咋办了

请问一下这是按每卡还是每个账户?我有5张boa卡,是否意味着能返现$250?

去年在这个活动尝试NY房产税,然而最终没得到额外2%。个人感觉系统不是立刻能刷卡而是有延迟。

不知道有没有别的小伙伴刷到了,看到今年这个活动又出了所以来报一下DP。

所以刷123相当于7.25%?

似乎是每个account?
per unique Consumer credit card account

unlimited 没有cap

不是吧,所有卡都是2500 cap

Unlimited也属于cash back卡(图片第一类)

2 个赞

应该你是对的。 :+1:

有cap没意思呀 完全是鸡肋

闹钟设好了,到时候直接HOA交到明年年底 :troll:

意思是 BOA 每季度的2500额外返现额度和 这个活动的2500额度是独立的对吧?1%的分类都有2500的3%返现?

对zszs

1 个赞

看了下去年的帖子,除了交税这类,好像最好就是Costco eGC 或者online改drug CVS买VGC了