友情提醒,Fidelity报税时记得要手动计算州税减免

感谢讨论,省下了一丢丢州税在CA

请问这个是2024年的吗?有没有出处?我还想知道TMCXX的免州税比例怎么查?

应该是这里 https://www.blackrock.com/cash/literature/shareholder-letters/blf-taxable-tax-exempt-tax-letter.pdf, Treasury Trust Fund

这个不太清楚

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FZDXX也是15.5220%

这样算下来SPAXX虽然利率低一丢丢但是省的州税那可多了去了啊……州税交的肉疼。。

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是的,SPAXX能省不少税

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ishares昨天出了

TLT 99.19%

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感谢LZ,学习了!

那没必要折腾了?

收益率是会变化的,但嫌麻烦可以直接SPAXX

Fidelity还要自己找%,但是Robinhood的1099-DIV里面居然是直接给的 :yaoming:

Wealthfront里面也给了

感谢楼主分享,抠出来几块钱 :+1:

请教一下,HSA的interest加州是要收税的,HSA账户默认的FDRXX显示又是57.1917% U.S. Government interest,这部分是不是就可以符合州税部分减免?

但是问了gpt,又说不行?

California taxes all earnings within a Health Savings Account (HSA), including interest from U.S. government obligations. This is because California does not conform to federal tax provisions regarding HSAs, treating all HSA earnings as taxable income. Therefore, even interest that would typically be exempt at the state level, such as that from U.S. Treasury bonds, is taxable when earned within an HSA in California.

泥潭常見的MM國債比例是
SPAXX
Fidelity® Government Money Market Fund - All Classes
55.09%

SPRXX
Fidelity® Money Market Fund - All Classes
15.52%

FDLXX
Fidelity® Treasury Only Money Market Fund
97.00%

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感谢,看来得把SPAXX转换all in FDLXX

今天水表终于出来了!

手动计算,是不是报州税的时候:
SPAXX只报 Subtotals * (1 - 0.5509)
FDLXX只报 Subtotals * (1 - 0.97)

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還得看你面對的問題確實怎麼問

Turbotax 是問
Enter the amount of dividends reported on this 1099-DIV from NATIONAL FINANCIAL SERVICES LLC that represents interest from U.S. Government obligations.

那算法就跟你說的不一樣

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刚填到这里,这个就是要填写 (sum of subtotal * 国债比例) 了吧

对的zszs

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