一直想搞UAR这张神卡，潭里dp不多（可能我姿势不对）放狗搜了搜，总结一下就是没有开卡奖励，没有0利率开卡15个月，持go卡必须满足12个月，升级不会有hard pull，soft pull？，升级优点节省一个hard pull 对5/24有利，过度为UAR，可以移动支付3%返点，缺点有年费400（当然有出行计划可以报销掉325，等效75/年），吃饭少了1%，go卡是4%，当然饭店得支持移动支付，不知道总结的对吗？请各位大佬指教 
U.S. Bank Altitude Go Card Upgrade: What You Should Know
- The account should be open for at least 12 months before requesting an upgrade.
- A history of on-time payments and low credit utilization increases your chances of getting an upgrade.
- U.S. Bank only allows upgrades to cards within the same card family. For example, you cannot upgrade from U.S. Bank Altitude Go to a business card or co-branded card.
- If you upgrade to a U.S. Bank card with an annual fee, the charge will appear on the new card’s first monthly statement.
- You will not be eligible for any initial bonuses or introductory 0% APR offers associated with the new card, unless they’re included as part of the upgrade offer.
- U.S. Bank Altitude Go card upgrades do not require a hard inquiry on your credit report, so there’s no effect on your credit score.
