關於這個話題,論壇裡面討論蠻多的。下面簡單列幾個:
也順便貼一下DOT總結的列表,方便查找:
- Alliant Credit Union: will not forgive $1
- Amex – none (YMMV – we hear sporadic reports of people getting waivers: 1, 2)
- Bank of America – none (occasionally, they do waive as much as $4.75)
- Bank of the West – none (did not waive $.98 bill)
- Barclay will forgive $1 or less
- Barclay business cards now forgive charges of $1 or less
- BBVA Compass will forgive $1 (source)
- Best Buy Citi will forgive $.99 (1), but not 1; another reader reports (12/23/18) them not forgiving .99
- Capital One will forgive $1
- Cardless will not forgive $.99 (1)
- Chase – none (As of November 2014, Chase is no longer forgiving small balances; however, some are still reporting success.)
- Citi – none (1) (one report of a waiver for $.27)
- Citizens Bank forgives $.99 (ymmv)
- Comenity Bank no longer forgives $1.99, unclear if they forgive at all (1, 2); data point on $2+ waiver (1, 2, 3)
- Comenity (Sony card) forgives $1 or even$2.25 or even $3.49
- Comenity Bed Bath & Beyond forgives $3
- Crate & Barrel will forgive $1.50
- Credit First will forgive $.99 (source)
- Discover – Most people get waived up to $2. (In 2018, some people stopped getting that waiver.)
- Elan (Fidelity)
will forgive $1 (1, 2);they stopped waiving (1, 2, 3); they still waive $1 (1, 2, 3) - FIA – none
- Fifth Third Bank – none
- First Tech – none (1)
- FNBO Omaha – none (1)
- Home Depot card will forgive $.99 (source) or even $1.83 (source)
- HSBC – none
- Kohl’s card will forgive $.99
- M&T will forgive $.99, won’t forgive $1
- Marcus (GM) will forgive $1 (1, 2)
- Macy’s Amex – none
- NFCU: none
- OceanFirst Amex– will forgive $1
- PenFed will forgive $1
- PNC – none (won’t forgive $.99)
- PSECU – will not waive (1)
- Sallie Mae – none (1)
- Sears Citi will forgive $.99
- Staples Citi will forgive up to $.50 (?) (source)
- Suntrust – none
- Synchrony – none (one report of a waiver here, another here)
- Target credit card none
- TD Bank –
none (won’t forgive $.99)now forgives $.50 - Truist – none (1)
- US Bank – will forgive $1 [Note: they will not forgive the small balance in the month that you are charged $0 for the “annual fee”, but the other 11 months you should get the $1 forgiven.]
- USAA forgives $.99
- Wells Fargo will forgive $2; counter data points: (1 business card). Wells Fargo might have started charging for these or maybe not
鑒於論壇裡加拿大的朋友越來越多,也想嘗試討論一下加拿大這邊的情況。根據若干年前聚沙在小紅旗的帖子看,這邊確實非常貧瘠。
不知道這些年過去了,有沒有什麼更新哈。![]()