如果finance一样要全险，lease和finance没本质区别。
这是个办法，但是不是就面临公司Payoff一次税，公司再卖个人又一次税的问题？
除非你在加州, 是有一个10天sale for resale法则是可以免税的
Transfer of a vehicle to a lessee by a lessor —as a sale for resale
The sale of a vehicle to a lessee by a lessor may be considered a nontaxable sale for resale. If the lessee transfers title and registration to a third party within 10 days from the date the lessee acquires title from the lessor at the expiration or termination of a lease, the sale will be presumed to be a sale for resale. Transfer of title and registration occurs when the lessee endorses the certificate of ownership.
But you are at the mercy of that DPS actually understands sht and can get their sht together in 10 days.
都自己公司卖给个人了，具体售卖价格，怎么付款都很容易自己做，自己鼓捣鼓捣就行了，税也不一定会需要那么多。卖给dealer肯定要收你不少钱的，你可以去问问，对比下差别。
follow up更新一下。车的残值$22k，问了家Deaer让他收了才卖给我，给了个$28k的报价。开了4年50k miles的pilot是不是就不用考虑了