Chase的maximum amount of credit是个人和商业账户一块算?

申请air canada卡被据了,原因
You already have the maximum amount of credit we can offer you
Your current amount of credit is enough in relation to your income

我看之前都说maximum amount of credit大概是工资的一半,但我现在的total credit line还不到工资的1/3啊,难道是把商业卡的credit line也算上了?

更悲催的是打电话要求从其他卡移credit line批卡,结果没有eligible的卡可以移。ritz/csr有超过15k credit,但说这两种不能移??
看着别人都是20k, 30k的批卡,我这却卡在了credit line不够,真真切切感受到了低收入的悲催 :sob:

HUCA呢?之前申请马里奥boundless,没有立刻批,第二天自动approve然后告诉我移了我另一张卡的CL,所以technically是可操作的