FICO 和 VantageScore 为何差这么多?

这是VantageScore

这是FICO:


都是最近几天的,这么差这么多。。。

华氏度和摄氏度为什么差这么多 :troll:

3 个赞

差得不多就没有必要做两个了

1 个赞

我喜欢看experian的fico8分数,app和web是experian/transunion/equifax/myfico/credit karma里面做得最好的,每日甚至可以实时查看信报更新。而且感觉ex是被pull最多的。

1 个赞

Vantage就是給消費者看高興的,和金融機構打交道沒參考價值。

但是我vantage 分总是低很多

On July 8, 2025, U.S. Federal Housing (FHFA) announced that lenders will be able to use the VantageScore® 4.0 credit model or Classic FICO® via the tri-merge credit report requirement. Freddie Mac and Fannie Mae (the GSEs) are working closely with FHFA on next steps and remain committed to a smooth transition for our industry partners.