好像很少看到有人讨论，通过AARP开户Barclays saving送$200 bonus，并且享有4.4%APY，是目前我在市面上见过最高的APY的saving账户之一。
前提是先开通一个AARP会员，通过chase offer叠加返现网站，可实现免费甚至倒赚开通。这个有很多讨论不多赘述了。
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APYs are variable and subject to change.
1. Select Savings from Barclays Annual Percentage Yield (APY) is valid as of 06/18/2025. Fees could reduce earnings on the account. Rates may change at any time without prior notice, before or after the account is opened. No minimum balance to open, but for interest to post to your account you must maintain a minimum balance that would earn you at least $0.01.
2. $200 Bonus Offer: To qualify for this offer, you must be a new Select Savings from Barclays customer, open an account through 9/30/2025, fund your new savings account with at least $25,000 within the first 30 days of opening the account, and maintain the balance of at least $25,000 for 120 consecutive days. After you maintain the $25,000 balance for 120 consecutive days, the $200 bonus will be added to your account in approximately 60 days. The bonus will be applied and treated as interest for tax purposes and could require Barclays to send you a Form 1099-INT (Interest Income) and file it with the IRS for the year in which you earn the bonus. Offer expires 9/30/2025. Offer may be modified or withdrawn without notice.
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AARP的联名信用卡就是Barclays发行的. 之前的合作银行却是Marcus.这确实很割裂.现在全面换成Barclays就很合理.
从Barclays直接开Savings的APY要看Account Tiers, 一般只有3.90%.
但是从AARP开的APY无视Tiers一律都是4.40%
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這帖子aarp還有的撸嗎
5月份通过AARP会员开户的DP：$200的bonus给的很快，满足条件后第二天就post，但他家的特点是风控非常严，对大部分deposit进行hold的时间特别长，至少1周，长的话甚至会到2-3周，为了拿bonus开户和作为日常储蓄账户都可以，需要短期内周转的资金不适合打入这个账户。
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深有体会啊
今天開了 p1 p2 aarp
還是4.4%
存再多還是4.4吧？
25k以上才有200
申请链接失效啦
这个是要保持余额120天？那感觉一般般，隔壁amex 60天给400
如果有Amex Targeted Offer当然是开Amex HYS收益更高，但我N年前开过这个账户再开没有奖励，那Barclays这个账户就是另一个可薅的小羊毛 
aarp不需要退休也能注册会员？ 
以前有过Barclays savings account 也可以开吗？
有什么不可以
这个要求公民或绿卡身份吗？RA能开吗？
RA就可以，不需要公民或绿卡
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隐约记得之前它家的信用卡有身份要求，不知道是不是变了
我5月开的时候并不需要，选RA就可以顺利开户，你不放心可以自己试一下
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能选RA就很稳，感谢告知！
Barclays一生黑，信用卡当时开了账户就被锁而且要求只能usps寄信验证 再也不会碰了
这个savings account有每月的转账限制吗？如果没有，感觉可以拿来付各种账单