Chase Private Client 的bonus拿完后过了多久可以关帐户

如题,去年9月份开的户,搬了点钱进去。12月份拿到了CPC的bonus。现在想关帐户。主要是Chase的CPC实在鸡肋。没有任何好处。Financial Advisor又没啥用,说我这个是self-directed。所以不能给任何advice。

看了一下现在的promotion的term。没说钱要放满12个月。只说了每12个月可以apply一次promotion。想问问泥潭里知道不满12个月关帐户,bonus不会给clawback吗?

The qualifying new money cannot be existing deposits, funds or securities held by you at Chase or its affiliates. At day 45, the bonus tier will be determined in the following manner:

  • New Money Inflows: $150,000 - $249,999.99 | Cash Bonus: $1,000

  • New Money Inflows: $250,000 - $499,999.99 | Cash Bonus: $2,000

  • New Money Inflows: $500,000+ | Cash Bonus: $3,000

AND 3) Hold the qualifying new money of at least $150,000 in only eligible accounts for at least 90 days from the offer enrollment date (gains and losses to qualifying investment balances from trading or market fluctuation will not be counted for purposes of meeting the balance requirements). After you have completed all the above requirements, we will deposit the bonus into your enrolled account within 40 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. The Annual Percentage Yield (APY), for Chase Private Client Checking℠ effective as of 06/20/2025 is 0.01% for all balances in all states. Interest rates are variable and subject to change. Additionally, fees may reduce earnings on the account. You can receive only one Chase Private Client Checking℠ new money bonus or savings promotional rate offer in a 12-month period from the last bonus coupon enrollment date. Coupon is good for one-time use and only one bonus per account. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

cy,等dp

Self-direct不是不算eligible account吗?

Full-service brokerage account. 但是是我自己self-directed的

就是开完这个Full-service brokerage account账户之后转VOO进去,然后decline所有需要管理费的服务是吗?

转不转VOO是你自己决定的。反正买卖股票没有交易费。self directed就是decline任何管理费。

谢谢,那你后来把钱转出来了吗?只需要保持25k?

全部转出来了。 没有任何好处,干嘛留着

可以申请margin,搞复杂option么?

我以为最低需要保持25k来着