随着AS和HA这两个常旅客项目的正式合并，二者的信用卡福利也都有了小幅调整。
潭里大多数有卡槽+运气的估计都上车了HA offer。虽说HA卡大概率要年抛，但在持有期间，还是有价值可以榨取的。且对于不同的消费、旅行还有churn卡习惯，最终留哪张也会不同。
两张卡主要区别如下表：
| 主要区别项 | BOA AS (现在的Atmos Ascent) | Barclays HA |
|---|---|---|
| 年费 | 95 | 99 |
| 2x 类别 | gas, cable, streaming services and local transit including ride share | gas, dining, grocery store |
| 托运 | 免费托1包；最多可以覆盖同行6人。 | 免费托2包。仅持卡人单人，副卡也不行。在HA只限北美和夏威夷之间，以及夏威夷岛间。AS方面不能和其他托运福利合并。 |
| 基友票(年度) | 99+tax；但前提是花6K。 | 100 discount。只限roundtrip。注：terms有分歧。HA官网以及巴克莱说仅限用于HA北美和夏威夷之间，但atmos rewards里面说允许用在alaska北美roundtrip上。 |
| Inflight报销 | 20%。无其他限制。 | 每天10刀，一共100。但需要至少达到Atmos Silver。 |
| 基友票(开卡) | 99+tax | 50% off。只限roundtrip。注1：terms有分歧。HA官网以及巴克莱说仅限用于HA北美和夏威夷之间，但atmos rewards里面说允许用在alaska北美roundtrip上。 注2: 不确定会不会给到10/1/2025之前的申请人，atmosrewards里面说开卡5-7天就会入账，我账户里反正没有(9/20开卡)，准备去argue。 |
| 其他福利 | Priority Boarding、Alaska Lounge membership、BOA银行账户额外10%bonus。 此外，偶尔有那种65-70K+基友票+60天内过期的50% off discount fare的开卡奖励（我就是），不确定以后有没有。 | 亲友之间可以通过HA官网转分。 |
关于福利描述的冲突
这里要着重讨论一下terms and conditions的冲突。巴克莱/HA那边基本上保持一致，只有少量关于Atmos的改动。而Atmos Rewards官网查到的HA卡terms，比巴克莱/HA官网要宽松一些。个人猜测是，HA官网的terms应该是最过期最不可信的，其次是巴克莱，而Atmos Rewards官网应该可信度强一些。总不至于新做一个网站结果内容全是老旧的吧。
使用情况对比（假设HA卡福利以Atmos网站为准）：
其实明眼人都能看出来，BOA AS这张卡大多数时候吊打HA这张。
HA卡的少数甜点：
假设基友票开放至可以飞AS北美内部roundtrip，那么那种短途航班基友票并不算亏（类似SEA - SFO）。因为年费和基友票持平，托运只要不超过两个箱子其实和AS卡等价。这样不用花6K至少能把年费套回来。
而如果是独行，用来衔接大城市的回国航班（比如先飞SFO再自己转国际），那么HA卡也值得，毕竟能比AS多带一个行李。
再就是对于达到silver status （旧MVP）以上的人，HA卡可以实际报销inflight purchase，而不是百分比。但由于大多数泥潭人都在lounge吃，这个福利的价值就聊胜于无了。
附 - 巴克莱网站的HA卡托运terms：
How do I receive the two free checked bag benefit?
The Hawaiian Airlines® World Elite Mastercard® primary cardmember is eligible to receive 2 free checked bags on eligible Hawaiian Airlines and Alaska Airlines operated flights (“Free Checked Bag Benefit”). The primary cardmember must book the Hawaiian Airlines and Alaska Airlines operated flights with their Hawaiian Airlines® World Elite Mastercard® to receive the Free Checked Bag Benefit. Authorized Users of the primary cardmember do not qualify for the Free Checked Bag Benefit. On Hawaiian Airlines, the Free Checked Bag Benefit is only available for travel between North America and Hawaii and between Neighbor Islands (interisland). International flights are excluded. On Alaska Airlines, the Free Checked Bag Benefit cannot be combined with other free baggage allowances. All ticket purchases (original and exchanges) must be made with your Hawaiian Airlines Mastercard. Ticket purchases must be made directly from Hawaiian Airlines (HawaiianAirlines.com, Hawaiian Airlines Reservations department and Hawaiian Airlines airport ticket counters) or from Alaska Airlines to qualify for 2 free checked bags. Tickets purchased from third parties (i.e. ID90, travel agencies, etc.) are not eligible. The Primary Cardmember must provide their HawaiianMiles Program Account number associated with the Card Account within their reservations any time prior to check-in. You must be a current Primary Cardmember upon check-in to be eligible. Offer is not valid on codeshare flight segments operated by Hawaiian Airlines and marketed by other airline partners.
Will authorized users or other companions receive the 2 checked bag benefit if they are traveling with the primary cardmember?
No. Only the Primary cardmember is eligible. Authorized users or companions traveling on the same itinerary as the primary cardmember will not receive this benefit.
附 - Atmos Rewards网站的HA卡托运terms：
**Who is eligible for the two free checked bags benefit? **
The primary cardmember of a Hawaiian Airlines® World Elite Mastercard® or Hawaiian Airlines® Bank of Hawaii World Elite Mastercard® who purchases airfare with their card directly through Hawaiian Airlines or Alaska Airlines and has an open account at the time of travel is eligible to receive two free checked bags. Authorized users do not qualify for this benefit.The two free checked bags benefit is only available on flights operated by Hawaiian Airlines and Alaska Airlines. On Hawaiian Airlines, the benefit is only available for travel within North America. International flights are excluded. The bag benefit cannot be combined with other free baggage allowances. This offer is not valid on codeshare flight segments operated by Hawaiian Airlines or Alaska Airlines and marketed by other airline partners.
附 - 巴克莱网站的HA卡基友票terms：
Upon payment of the annual fee, the primary cardmember is eligible to earn a $100 discount off 1 coach companion ticket on each credit card account anniversary, which is valid for 12 months from account anniversary. Discounts are valid for only coach fare for named Atmos Rewards member’s companion for roundtrip travel between North America and Hawaii booked directly through the primary cardmember’s Atmos Rewards account using his or her Hawaiian Airlines World Elite Mastercard and is subject to change. Named Atmos Rewards member and their companion must be booked on the same reservation: discount will be applied to the companion coach fare. Discount not applied to taxes, fees, surcharges, or tickets already purchased. Offer can only be redeemed through Atmos Rewards member’s account Program Account on hawaiianairlines.com. Standard Hawaiian Airlines companion discount code Terms and Conditions apply. Visit HawaiianAirlines.com/Companion-Discount-Terms-and-Conditions for complete terms and more information on how to redeem your companion discount.
附 - Atmos Rewards网站的HA卡基友票terms：
**What are the companion discount code benefits that comes with my credit card? **
The 50% off companion discount is offered to eligible Hawaiian Airlines® World Elite Mastercard®, Hawaiian Airlines® Bank of Hawaii World Elite Mastercard®, and Hawaiian Airlines® World Elite Business Mastercard® cardmembers upon account opening. This single, one-time use code is valid for 13 months from account anniversary.The annual $100 off companion discount is offered to eligible Hawaiian Airlines® World Elite Mastercard® and Hawaiian Airlines® Bank of Hawaii World Elite Mastercard® cardmembers upon account opening. This code is valid for 12 months from account anniversary.
Both discounts entitle the cardmember to purchase one roundtrip fare for a companion between Hawaii and North America destinations on Hawaiian Airlines operated flights or roundtrip North America main cabin travel on Alaska Airlines operated flights. Travel must be booked at AlaskaAir.com through the primary cardmember’s Atmos™ Rewards program account. The primary cardmember must be one of the travelers on the flight record and the primary cardmember and companion must be booked for travel on the same flight record, fare, and class service, and must travel on all flight segments together. Discount codes are not valid on Neighbor Island or international flights, or codeshare flights with partner airlines.
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