菜直接涨价5%不就好了
十几年没去过了 
还有不少non cash business呢
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日本的高级餐厅就不是什么都收 
我是觉得noncash是挺傻逼的
虽然理解能减少overall accounting
餐馆本来就可以收3%手续费啊，实在不行就现金打97折不就行了？为什么餐馆不做呢？明显是这样会伤害生意啊。
还是说你要法律强制征收3%手续费？这不是胡闹吗？信用卡本质上和银行贷给你现金让你消费有什么区别？难道法律要区分你花的是银行贷给你的现金，还是你自己挣的现金？
没啥影响吧。之前接受amex卡的商家现在还是会继续接受amex卡。之前不接受的现在肯定也不接受。相反因为更多visa/ms卡被拒收，反而对amex是个好事。
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上大号 
这玩意我几年前在congress讨论的时候
该说的都说过了，现在本质上也没区别，还指望v/ma把嘴里的肉吐出来吗
https://www.congress.gov/crs-product/R48216
Merchant fees have been the subject of much debate in Congress since before the financial crisis of 2008. Debit card interchange practices were first regulated and fees were capped under provisions in the Dodd-Frank Act of 2010 (15 U.S.C. §1693o-2). Policymakers used two tools for regulating debit card interchange in that law: a price cap and transaction routing rules aimed at increasing competition among the four card networks.
The debate now focuses on whether and how credit card “swipe fees” should be regulated.
Credit card fees have been a long-standing subject of debate, including in the 118th Congress. Merchants argue that card network operators use market power to charge higher-than-competitive fees, and thus competition could lead to more efficient outcomes for retailers and consumers. The banking industry argues that participants are in tight competition and that fees closely reflect the costs of providing fast, reliable, and secure transactions. However, networks use routing restrictions on transactions—a feature of contracts between the networks and banks and merchants—to limit competition in the market. While payment cards possess the technological capacity to run on multiple networks, the membership agreements for Visa and Mastercard generally prevent card issuers from routing transactions over competing networks. Further, the networks restrict merchants’ ability to process cards over competing networks. This barrier to competition is a potential source of pricing inefficiency, as monopoly forces could drive up prices.
Congress has long debated whether electronic payment markets, specifically the interchange fees that network providers set, are the result of a lack of competition that necessitates a policy intervention.
快进到吃饭先收卡再上菜，不然吃完了发现刷不过怎么办
我去北欧吃饭的时候就遇到过，刷UAR的时候跳出来要加3%，问是否继续。
换了一张日本卡，就没有跳直接刷的原价。
以后就是这样了吧。
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你换卡干嘛？亏了呀
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上次在日本吃omakase，进门之前还为这次出门没带Amex金卡而难受，吃完跟我说只收现金
然后身上现金不够现出门找ATM取的钱
除非像 Square 这种单一费率的 pos 机，不然 visa 收的费用也是看卡片等级，另外 PayPal Zettle 是目前单一费率 pos 机中最低的 2.29% + 9¢，其它家都在 3% 上下。
之前看过老板 Evalon 帐单，Infinite 手续费硬是比 Signature 高。
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曼哈顿Chinatown去的河南烩面，很多老外也是付的现金，因为价格便宜一碗面12刀要啥自行车，小费还可以以找不开没现金少给
现金找零不方便，用zelle venmo支付有逃税嫌疑，而且有的银行credit union zelle到账要3个工作日
提供 cash discount 的餐馆通常能到10%吧
奶茶店cash discount只有3%，信用卡多收3%
中国 0.6% 吧，欧洲好像是 0.38%
没遇到过，可能他们也不提醒