今天上午还在登陆citi,一切都是正常的,下午就发现两个信用卡全被关了,当然了,支票账户还是好好的,里头还有1.5万。
两张卡,一张dc一张premier。DC这张卡两年多了,额度也只有区区6800。差不多开卡第二年之后就没有再刷过,premier是今年7月份刚申请下来的,只给了4100额度,刚开始刷的时候频繁的要求验证消费,最近这一个月不再验证了。高风险行为嘛,我自己分析是礼品卡买的不少,这将近3个月应该有超过7万超市VGC。其他的就正常消费。然后还款的时候有试过ppk套其它信用卡还账,但是walmart那一步直接失败了,也没记录。Bill Pay正常的走过几次。数量也很小,总额不到3000。现在发现这种情况就很慌张,求坛友支招,有啥办法能挽回不
更新一下吧,根据坛友的建议,我已经昨天成功的把所有剩下的点数全部转移到syw了,瞬间到账,所以至少保住了一部分积分吧。DC的cash rewards不知道咋操作,反正就十几块钱,丢了就丢了。杀全家原因应该就是大家认为的cycling太多。citi这个提额实在是太困难了。我之前确实不知道cycling属于高风险,因为citi的checking转信用卡是瞬间到账。所以我一直是花了就补钱进去,自投罗网也没啥好说的。附上citi给我的关卡解释邮件作为最后的DP。
We frequently review cardmember accounts - a recent review of your account shows account activity that is inconsistent with typical consumer use. Due to this, we had to close your Citi Premier® Mastercard® account.
You can no longer make transactions on this account. All cards on this account should be destroyed immediately and any authorized users should be notified that it has been closed.
Please be aware you’re still responsible for your balance - simply go to the Citi Mobile® App or Citi® Online at citi.com to see your current balance or make a payment.