BoA preferred rewards program 改动公布啦

BofA RewardsEligibility. Customers can enroll and maintain their membership in BofA Rewards™ if they have an open, qualifying Bank of America® checking account. BofA Rewards tiers are based on each customer’s combined average balance in qualifying deposit and investment accounts. The minimum balance for each tier is: Member, no minimum balance; Preferred Plus, $30,000; Preferred Honors, $100,000; and Premier, $1,000,000.

Credit Card BofA Rewards™ Bonus. Certain credit cards are eligible to receive a BofA Rewards™ bonus. Enrolled BofA Rewards members with eligible Bank of America® credit cards can receive a BofA Rewards bonus of 10% for the Member tier, 25% for the Preferred Plus tier, 50% for the Preferred Honors tier, or 75% for the Premier tier.

$1M之后才有75%,$100k是50%,$30k是25%,剩下的10%(没错,保底10%,算是良心)

BofA Rewards™ Subscription Credits . In order to be eligible for the subscription credit benefit, you must: (1) Be enrolled in the BofA Rewards program’s Preferred Honors or Premier tiers (2) Agree to the full terms of the Subscription Credit Benefit via the Subscription Credit Benefit page within BofA Rewards and (3) Make payments directly to eligible merchants using your Bank of America debit card linked to a checking account that you designate via the subscription credit benefit page. Customers may receive statement credits up to $8 per month for Preferred Honors members and $15 per month for Premier members. Eligible merchants are subject to change without notice. Currently eligible merchants can be found on the subscription credit benefit page.

BofA Rewards™ Lifestyle Benefits. You must be enrolled in the BofA Rewards™ program’s Preferred Honors or Premier tiers to be eligible for lifestyle benefits or experiences. Lifestyle benefits are provided by third-party vendors not affiliated with Bank of America®. Terms and fulfillment of the offers are the responsibility of the third-party vendors, not of Bank of America. Bank of America does not provide your customer information to the third-party vendor, but by contacting them to take advantage of an offer you will identify yourself as a Bank of America customer. Some offers may be open only to a limited number of BofA Rewards members. Offers can change without notice. You must be 21 years of age or older to participate in offers which include alcohol.

剩下这俩就不知道有啥了

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我没上车呢.jpg

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我读书少,这种操作是常见的吗:yaoming:

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还算良心?

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卡还没有,1m上哪领

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老的rewards怎么办

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必须要分啦

这年头还是野花香,谁稀罕BoA呢

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何意为啊

天天算计我们兜里那点钱,你搞成1M+150%, 100k+100%,看看得多少人新开户

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估计和Citigold差不多,能用在一些视频服务上,这些东西潭友都是溢出的,基本没啥用

算了一下,100K的情况下每张123每季度少赚18.75,online该用123还是用123

PRE / PR / unlimited 从2.625变成2.25,每刷1万少37.5,不过还是能cover大部分交税之类的大额需要信用卡手续费的场合

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10万变100万吗 :yaoming:

这不是百万啥也没得到嚒

elite还值得开吗

Preferred Rewards members don’t have to take any action to join the BofA Rewards program. You’ll get to enjoy new benefits right away. Current Preferred Rewards Gold and Platinum members will change to Preferred Plus members. Platinum Honors members will change to Preferred Honors Members. Diamond Honors members will change to Premier members. Some benefits, like the credit card rewards bonus and no-fee safe deposit boxes, may be subject to change. If this applies to you, you’ll keep your Preferred Rewards benefits for at least 6 months (after May 2026)

可以保持6个月,基本上也就只有2w-3w的人能小赚一笔(其实还是暖心升级了,过了6个月还是得:plus::brick:

其他的fee waiver一类的有没有carry over

按这个term现在的规则能用到11月,之后再说吧

这是不是降了?:yaoming:

不变啊,都是100k-1M

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我有1m我还惦记你75%?
75%还不如反复churn checking。

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