What does Personal Accident Insurance cover?
Personal Accident Insurance covers you for up to $2,500 for any accidental injuries during the rental, whether or not you’re in the car. Passengers in the car at the time of an accident are also covered.
我觉得需要？这个的好处是同车其他人的医疗费也被租车公司cover。如果理解有误请纠正。
EDIT: 好像是自己的医疗险付完才kick in的，所以没啥用。。。
It’s important to know is that this insurance may duplicate coverage you already have through your health insurance and life insurance policies, and your personal policies are likely to be the primary coverage. This means that your own policies will typically pay out first, and when the policy limits have been reached, the PAI will kick in.
