第三方平台可以触发US BANK UAR real time rewards吗?

You will earn two (2) additional Points for every $1 in eligible Net Purchases during each billing cycle for transactions made directly with merchants who classify their business as a travel category transaction (such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies), and for transactions using a mobile wallet.

Real time reward的term是一样的,只是另外要求境内美元结算。

直接付给航空公司,酒店,租车,出租车,limo,火车,邮轮可以。不保证其它不行。

另外,境外非美元支出可以获得3X,不能real time reward。有明确的DP说OTA,toll,parking不行。

换言之,你用Costco Travel或者Expedia预付的话是不行的,到店支付则没问题。如果能用ApplePay,那可以3X,但不能触发兑换。

其实兑换很简单的,real time reward是根据preauthorization触发,不是根据post触发,也不care退款(比如机票24小时)或者预授权与post金额不符(比如租车酒店的押金)。我没有故意触发过(因为已经很容易花了),但这也算奇技淫巧吧,所以风险自负。

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