ck上说venture x是fair，有点虚
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不靠谱，发不发还不是银行说了算
amex基本上是excellent，chase也是fair
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这东西咋算的？credit score？
“Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for this product, or whether you meet certain criteria determined by the lender. Of course, there’s no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don’t meet the lender’s “ability to pay standard” after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.”
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Thats better. But I doubt it captures the intricacies like 5/24.
对啊，这里说了already have the maximum number of accounts with that specific lender
我觉得你要guesstimate，你就先看一下他们家hard rules，过了+credit score还行就差不多吧，没有100% 把握我觉得80%也差不多。
年初申了citi premier，然后3月申venture x挂了，现在不知道要不要试一下
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capitolone is the douche bag of approvals，他们信用太好的不好批
所以纠结
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至少先去c1的官网查一下preapproval先？
我觉得只要信用时间长了，没有遇到不好批的。感觉泥潭悲剧的多半是信用时间很短但是分数很高的，这样看起来挺吓人的，感觉是被做上去的分数
c1的卡，c1自己说的都不准
不靠谱，所有amex charge卡都给poor，然而这些卡申的都秒过
初期分数虚高正常吧
not at all (?)
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credit karma只有你在某个银行的信用额度 但没有你的收入信息 所以不知道你还能被批多少